Hot Shot Trucking Specialists

Insurance Built
for Hot Shot
Truckers

Non-trucking liability, cargo, physical damage, and occupational accident coverage — bundled and priced for 1-ton pickup haulers. Licensed in all 50 states. Get your certificate same day.

Get My Free Quote844-967-5247

2,400+ hot shot truckers insured

A-Rated Carriers
Licensed All 50 States
Same-Day Certificates
20+ Years Experience
2,400+ Policies Written

Coverages We Offer

Everything a Hot Shot Trucker Needs

We specialize in the exact coverage types that independent haulers and expedited freight carriers need — none of the fluff, all of the protection.

Non-Trucking Liability

Protection when you're operating your truck for personal use, not under dispatch. Required by most motor carriers.

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Motor Truck Cargo

Covers the freight you haul against loss, damage, or theft while in your care, custody, and control.

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Physical Damage

Comprehensive and collision coverage for your truck and trailer — the tools that run your business.

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Occupational Accident

Medical and disability benefits for owner-operators injured on the job — crucial when you have no employer workers' comp.

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Primary Liability

Federally-mandated liability coverage for active motor carriers hauling freight under your authority.

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General Liability

Business general liability protecting you from third-party bodily injury and property damage claims off the road.

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Owner-Operator Package

A comprehensive bundled solution covering all the major risks for independent hot shot owner-operators.

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Hot shot truck owner-operator

Same Day

Certificate Issuance

Why Contractors Choice Agency

We Know Hot Shot
Trucking From the Inside

Most insurance agents treat commercial trucking as an afterthought. At Contractors Choice Agency, hot shot trucking insurance is a core specialty. Josh Cotner founded the agency after working directly with contractors and independent haulers who couldn't find agents who actually understood their risks.

Access to 40+ specialty commercial carriers
Agents who understand DOT, MC numbers, and FMCSA requirements
Bundled quotes — one call covers all your coverage types
No-hassle COI delivery same day you bind
Expertise in 1-ton trucks, gooseneck trailers, flatbeds
Coverage for new ventures and recent violations accepted
Learn about our agency

The Process

How to Get Covered

Three steps from call to certificate. We keep it simple so you can get back on the road.

01

Tell Us About Your Operation

Share your truck details, cargo types, operating radius, DOT number, and current coverage situation. Call, email, or fill out our online form — takes 5 minutes.

02

We Shop 40+ Carriers

We pull quotes from our network of specialty commercial trucking carriers and find you the best combination of coverage and price for your specific situation.

03

Bind & Get Your COI

Review your options, choose your coverage, and we bind your policy. Your certificate of insurance is ready the same day — often within hours.

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20+

Years Insuring Truckers

50

States Licensed

A+

Carrier Ratings

2,400+

Hot Shot Policies Written

FAQ

Common Questions

Ready to Get Properly Covered?

Get a same-day quote from a specialist who actually understands hot shot trucking. No runaround, no generic quotes — just the right coverage for your operation.

Get My Free Quote Call 844-967-5247