Insurance Built
for Hot Shot
Truckers
Non-trucking liability, cargo, physical damage, and occupational accident coverage — bundled and priced for 1-ton pickup haulers. Licensed in all 50 states. Get your certificate same day.
2,400+ hot shot truckers insured
Coverages We Offer
Everything a Hot Shot Trucker Needs
We specialize in the exact coverage types that independent haulers and expedited freight carriers need — none of the fluff, all of the protection.
Same Day
Certificate Issuance
Why Contractors Choice Agency
We Know Hot Shot
Trucking From the Inside
Most insurance agents treat commercial trucking as an afterthought. At Contractors Choice Agency, hot shot trucking insurance is a core specialty. Josh Cotner founded the agency after working directly with contractors and independent haulers who couldn't find agents who actually understood their risks.
The Process
How to Get Covered
Three steps from call to certificate. We keep it simple so you can get back on the road.
Tell Us About Your Operation
Share your truck details, cargo types, operating radius, DOT number, and current coverage situation. Call, email, or fill out our online form — takes 5 minutes.
We Shop 40+ Carriers
We pull quotes from our network of specialty commercial trucking carriers and find you the best combination of coverage and price for your specific situation.
Bind & Get Your COI
Review your options, choose your coverage, and we bind your policy. Your certificate of insurance is ready the same day — often within hours.
Years Insuring Truckers
States Licensed
Carrier Ratings
Hot Shot Policies Written
Reviews
What Hot Shot Truckers Say
“Finally an agency that actually understands hot shot trucking. Josh got me non-trucking liability AND cargo coverage bundled at a rate I couldn't find anywhere else. Saved about $180/month.”
Marcus T.
Hot Shot Owner-Operator, TX
“I was running under a carrier's authority and needed bobtail coverage fast. CCA had me quoted and bound in less than an hour. No runaround, no confusion.”
Deborah K.
Expedited Freight Hauler, OK
“Most brokers don't even know what a hot shot trucker is. These guys know every coverage I need and why. The occupational accident policy they put me on has already paid out twice.”
Randy F.
1-Ton Pickup Hauler, CO
FAQ
Common Questions
Ready to Get Properly Covered?
Get a same-day quote from a specialist who actually understands hot shot trucking. No runaround, no generic quotes — just the right coverage for your operation.